What therapy services does Lumiere Children's Therapy provide?

Lumiere Children's Therapy offers comprehensive pediatric services, including speech therapy, occupational therapy, Applied Behavior Analysis (ABA), social work, early intervention, autism testing, teletherapy, and a therapeutic preschool. Our multidisciplinary team collaborates to create personalized treatment plans that support every child's unique developmental journey.

At what age can my child begin therapy?

We serve children from birth through 18 years of age. Early intervention can help address developmental delays before they become more significant, while older children benefit from therapy that supports communication, learning, motor development, emotional regulation, and independence throughout childhood and adolescence.

How do you determine the right therapy plan for my child?

Every child begins with a comprehensive evaluation completed by a licensed therapist. We assess developmental skills, discuss your concerns and goals, and use standardized assessments when appropriate. Based on the results, our team creates a personalized treatment plan that evolves as your child grows and reaches new milestones.

Can my child receive more than one therapy service at the same location?

Yes. Because Lumiere Children's Therapy offers multiple pediatric therapy services under one roof, children can receive coordinated care from speech, occupational, physical, behavioral, and social work professionals. This collaborative approach improves communication among therapists and creates a more consistent experience for families.

Does Lumiere Children's Therapy accept insurance?

We work with many major insurance providers and help families understand their available benefits before therapy begins. Our experienced administrative team assists with insurance verification, claim submissions, billing questions, and payment options, making the process as simple and transparent as possible for parents and caregivers.

What should we expect during our first therapy appointment?

Your first visit focuses on understanding your child's strengths, developmental needs, and family goals. A licensed therapist will complete an evaluation, answer your questions, and explain recommended services. You'll leave with a clear understanding of the next steps and a personalized treatment plan designed for your child.

Why do families choose Lumiere Children's Therapy?

Families choose Lumiere Children's Therapy because we provide individualized care through a collaborative team of experienced pediatric specialists. From evaluations and insurance guidance to ongoing therapy and family education, we're committed to delivering compassionate, evidence-based care that helps children build lifelong skills and confidence.

How can I schedule an evaluation at Lumiere Children's Therapy?

Scheduling an evaluation is quick and straightforward. Simply call our office, send us an email, or complete the contact form on our website. Our friendly team will guide you through every step, including insurance verification, appointment scheduling, and preparing for your child's first visit so you can get started with confidence.

March 4, 2020

What’s in Your Network?

In-network versus out-of-network services

There are quite a few terms you need to know to understand your insurance coverage, particularly when it comes to benefits surrounding pediatric therapy. One such concept is in-network versus out-of-network providers. What is the difference, and how can this affect services for your child who might have developmental, emotional, or physical challenges?

Here is our brief overview of in-network and out-of-network benefits.

How insurance works

There are several different types of insurance, from plans that are part of the insurance marketplace to individual and employer-provided plans. Each has different benefits and levels of coverage, as well as varying amounts when it comes to premiums, deductibles, copayments, and coinsurance.

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Most commercially available plans fall under one of four categories:

HMO (Health Maintenance Organization)
PPO (Preferred Provider Organization)
EPO (Exclusive Provider Organization)
POS (Point of Service)

Almost all these plans have rules regarding in-network and out-of-network services to varying degrees.

In-network versus out-of-network services

In-network services refer to health care providers who have contracted with your insurance company to provide services at negotiated or discounted rates. The provider could be a pediatrician, specialist, hospital, medical clinic, diagnostic center, urgent care center, or therapist.

Here’s an example of how in-network benefits work. Let’s say you take your child to a specialist. The total charge for the visit might be $250. However, since the doctor is part of your plan’s network (in-network), he or she agrees to provide a discount of $75. Your insurance then pays $140, while you pay the remaining $35 as your copayment.

An out-of-network provider is not contracted with the insurance company, so there is no agreed-upon discount.

Most insurance plans prefer for you to go to an in-network provider for obvious reasons. In fact, some require you to use only plan providers, or they will not pay for the services. Others allow you to see out-of-network providers but at a higher cost.

Here’s a basic breakdown:

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HMO – Required to see in-network providers only.
PPO – Can see out-of-network providers, but for a higher cost.
EPO – You have more freedom to choose a provider. However, these plans do not usually cover the cost of out-of-network services.
POS – These plans are a blend of HMO and PPO, allowing you to see out-of-network providers for a higher cost.

It’s important to understand this distinction and be clear about whether a provider is part of your network. Otherwise, you could end up paying a lot more for health care services and therapy.

If you are in doubt, call the specific provider and ask what insurance they accept or call your insurance company directly.

Assistance with pediatric therapy services

Even with good insurance, many families still struggle to afford the cost of on-going therapy. Lumiere Children’s Therapy offers membership plans with discounted rates for sessions. We can also identify resources that can help you pay for things that may not be covered.

Lumiere Children’s Therapy Services

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Lumiere Children’s Therapy provides comprehensive treatment and support for children. We also work to educate families and caregivers. Above all, our mission is to inspire hope that your child can improve and achieve traditional milestones. We strive to create experiences that help forge connections between parents and children, while also revealing the potential in each child, regardless of their skills.

Our services include:

Speech therapy
Occupational therapy
Developmental therapy
Physical therapy
ABA therapy (Applied Behavior Analysis for Autism Spectrum Disorder or ASD)
Social work
Augmentative alternative communication
Early intervention
Teletherapy

If your child is struggling with speech, physical impairments or developmental delays, we can help. And we will do our best to work with your insurance and other sources of funding to provide the services your child needs.

Lumiere Children’s Therapy is a full-service, multidisciplinary pediatric therapy practice located in Chicago that serves the developmental needs of children from birth to 18 years of age. Learn more about how our team of clinicians works to improve the lives of children and their families.

SUPPORT YOUR CHILD'S DEVELOPMENT

Looking for expert pediatric therapy services? Our team specializes in helping children reach their full potential through compassionate, personalized care.

Book an Appointment → Call (312) 242-1665

Vasilikitsa “Kitsa” Antonopoulos

Vasilikitsa “Kitsa” Antonopoulos, MA, CCC-SLP/L is a licensed speech-language pathologist with over two decades of experience supporting children and families. After earning her Bachelor’s and Master’s degrees in Communication Sciences and Disorders from Saint Louis University, she gained deep clinical expertise working across pediatric hospitals, early intervention programs, and autism therapy settings.

In 2010, Kitsa founded Lumiere Children’s Therapy to create a holistic, collaborative space where children could receive personalized, multidisciplinary care. Her vision continues to guide Lumiere’s dedicated team of therapists, offering speech, occupational, physical, and behavioral therapy and more, to help every child reach their fullest potential.